Abbey National

I have a zero credit card. For the last month or so I have been unable to log onto it online - an essetial function for me for all banking that I hold. I can't check transactions etc . I have phoned them three times now complaining. Each time I am told it is a problem with certain cards and that it is being sorted out. The initial 24hours I was given passed with no change. Two subsiquent calls confirmed that dates etc were just pie in the sky. I am supposed to get a call on Monday advising why I still can't access my account despite Friday being the day it was supposed to have been sorted out. I have had numerous promises broken and have advised them I will no longer use the card until the problems have been sorted out. As if they care anyway......... I am now concerned that their taking over Alliance + Leicester will show similar problems as I use that account to run the household bills. My Abbey bank account + E saver appear ok but only because I control it all on the net and the local branch (I always go to a smaller one in Leighton Buzzard,) are still relating to customers even if everytime I go in there I over hear other customers constantly complaining. I only gave one star because the sytem doesn't allow you to leave it blank!!!

Read Full Story | Posted by cowgirl, 12th November 2010

Accucard

No comments have been submitted.

Alliance Leicester

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Read Full Story | Posted by Eq2 plat, 12th November 2010

Amex

I have a corporate AMEX card and it is good for collecting air miles. As with all AMEX cards they are not accepted everywhere because the merchant fees are so high but as a card user it is always best to use them where you can especially if the business you are buying from doesn't levy a surcharge! They have a strange way of setting credit limits by saying they don't exist. I am sure they must have a limit but I haven't found it yet.

Read Full Story | Posted by Brendan Mcloughlin, 12th November 2010

Barclays Bank

i want to apply the barclay bank credit card

Read Full Story | Posted by Puran Bhujel, 12th November 2010

Cahoot

No comments have been submitted.

CapitalOne Bank

Capital One wanted me to send proof of address after I moved house, I have been their customer for years and now I'll have to wait a month until I get a bill on my name at the new home, send it away, wait another month probably, I'm not impressed.

Read Full Story | Posted by Mina, 5th February 2012

Egg

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Read Full Story | Posted by Eq2 plat, 12th November 2010

First Direct

First Direct had a great thing going where you could do a balance transfer 0% for 6 months on the Gold card and then cancel that and do a 0% on the normal black card and repeat. However all credit to their IT system picking me up on the 4th iteration of this trick they decided that they were going to not offer me the huge 25k! limit they had offered me on the previous 3 loops of this but instead they would only give me 3k to stop me gaming the system. Huge limits available though if you don't get a bad mark like I have :)

Read Full Story | Posted by Brendan Mcloughlin, 12th November 2010

Goldfish

Gave up using credit cards a few years ago. Best thing I ever did. All debt now with bank and I don't ramp it up as much as I see it on the ATM when I check my balance.

Read Full Story | Posted by Mark Doherty, 12th November 2010

Halifax

I got a great deal from Halifax when I was transferring a balance. They offered 12 months interest free balance transfer and 12 months free on purchases too which is pretty unusual. It meant that I could pay the balance off without having to worry about interest stacking up and if I needed the card to make the odd purchase during the year, I knew I wouldn't be stung with huge charges. Customer services are really good at Halifax too, I never have any trouble getting hold of anyone on the phone if I need to. I mostly use the online banking facility though and find that easy and convenient to use.

Read Full Story | Posted by Hannah Shanks, 12th November 2010

HSBC

No comments have been submitted.

Lloyds TSB

No comments have been submitted.

Marbles

No comments have been submitted.

Marks Spencer

Dont use a marks and spencer credit card if you are ever likely to have to contact them. It is impossible to understand the operators and they seem totally unable to resolve simple problems. It's opk if everything's going well and you never need to contact them

Read Full Story | Posted by GAIL HANNAH, 12th November 2010

Mint

Mint is the RBS card now I think and I got one of these for a balance transfer after I had used the initial 0% they haven't come up with any good repeat offers since instead preferring to try and convert you to a loan so it's ok initially but not that great a card overall. I thought the design of the lower end card with the corner chopped off was novel but apparently they don't work in a lot of the automated machines like Odeon cinema ticket collections and in the petrol station forecourts. I have not verified that though as I went for the platinum one which is just normal shape.

Read Full Story | Posted by Brendan Mcloughlin, 12th November 2010

Morgan Stanley

I have a Morgan Stanley Platinum and use it for my main credit card to do every day purchases. They have a sensible lending criteria that isn't too lax or too tight either but lets you build up a history and your limits based on affordability. I don't like they way they keep sending through balance transfer cheques but quite a few cards do that so it's not that annoying. Cashback is good though and as long as they keep that this will remain my preferred card for spending.

Read Full Story | Posted by Brendan Mcloughlin, 12th November 2010

National Westminster Bank

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Read Full Story | Posted by Debt Credit Services, 28th January 2012

Nationwide

Nationwide gold card is one of the few real status symbols left in the mainstream credit card market where every other provider hands out gold and platinum cards to just about anyone even if your address is 14 Bad Credit Avenue! I am proud to have one and this is also my number one card to use when abroad because of the really competitive foreign exchange rates and absence of fees for conversion. If they offered cash back I would use it in the UK too.

Read Full Story | Posted by Brendan Mcloughlin, 12th November 2010

Royal Bank Of Scotland

No comments have been submitted.

Sainsburys

i wouldn't recommend Sainsbury's to anybody and am currently in the process of closing both my accounts with them. Aside from their poor customer service, and organisation skills, i believe this bank does not see you as an individual customer. therefore there are plenty more superior banks out there who would be grateful of your custom.

Read Full Story | Posted by Suzie Clements, 12th November 2010

Tesco Personal Finance

Keep on Them arriving...most people most complete such a great job for these Principles...won't be able to explain what amount of MY SPOUSE AND I, for starters appreciate whatever you conduct!

Read Full Story | Posted by sports, 7th February 2012

Virgin Money

I have used the Virgin card as my first MBNA card for balance transfers and it was a good choice I got a 15k limit straight away and a 9 month 0% deal when that was the leading deal in the market place. They have offered pretty good balance transfers since but nowadays with the 2% fee up front they are not really 0% any more so it's not as good as 2003-6

Read Full Story | Posted by Brendan Mcloughlin, 12th November 2010