These cards offer rewards like airmiles, discounts on purchases, cashback rewards etc. They are ideal for people who will use the card a great deal and want to get something back from the card, especially if you travel greatly and could use offers like airmiles. To apply for one of these cards you will usually need to have a better than average credit to be approved.

Virgin Atlantic Black Credit Card Account

Virgin Atlantic Black Credit Card Account provides customers with one account and two credit cards; an American Express® Card from Bank of America and a Visa card. The account is a Reward credit card account offering a range of benefits for customers including air miles. The account is a great option for anyone who enjoys travelling.

Miles can be earned in the following ways:

• After your first purchase you can get 6,000 bonus miles.
• For each pound spent on purchases with the American Express card, you can earn 2 Flying Club Miles.
• For every pound spent on purchases with the Visa card, you can earn 1 Flying Club Mile.
• For every pound spent directly on Virgin Atlantic purchases and at Regus business centres, 3 miles can be earned.
• Up to 15,000 bonus miles can be earned every anniversary.
• Up to 5,000 bonus miles can be collected when additional card members are added to the account.

Other benefits include:

• Discount off all Virgin Holiday Packages.
• Contactless payments.
• Top customer service.

To find out more about the benefits plus terms and conditions visit Virgin Atlantic.

American Express Preferred Rewards Gold Card

For only £125 per year you can have a superior travel rewards credit card with American Express. The benefits of the card are as follows:

• Membership rewards points can be exchanged for airline tickets.
• Complimentary lounge access.
• Purchase Protection included.
• Travel insurance included.
• No pre-set limit on spending.
• No interest charges if the balance is paid off each month.

The first 3 months fee are free making the annual cost £93 instead of £125 for your first year. Plus, spend £15,000 in a year and receive 7,500 bonus Membership Reward points on the Card anniversary. (Terms and conditions apply)

To find out more about the rewards and card benefits visit American Express.