HSBC

HSBC is a major bank offering a vast selection of credit cards that are issued by MasterCard and Visa. Which one you are eligible for will depend greatly on your income and past use of your account. Your bank account will act as collateral for the card. The cards offer low fixed APR and balance transfer rates but no rewards, making these cards good for people who will use them less frequently and will not be able to pay the full balance off each month

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